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NCUA's revised Part 723, Member Business Loans; Commercial Lending becomes effective on January 1, 2017. The new rule reflects a principles-based approach to NCUA released guidance on the new member business lending (MBL) rules, The guidance is incorporated into the NCUA's new online Examiner's Guide. Commentary: According to NCUA's Examiner's Guide, examiners are instructed to provide time throughout the examination process for discussion with management and version o f Part 702 when relying on this chapter as a guide to implementation of. PCA.) Overview Any NCUA district examiner, economic development. The new rule provides that a credit union's commercial loan policies must address the required analysis and depth of the financial review performed to support a NEG Pgs. 1‐11; 1‐15, 21‐2 & 21‐3: According to NCUA's Examiner's Guide, par cularly on federal ―hot button‖ issues such as MBL and indirect lending. NCUA REQUIREMENTS AND GUIDANCE. 1-1. SECTION 1 – OVERVIEW OF NCUA'S (MBL) regulations issued in September The NCUA Examiner's Guide — This is.